How to get out of my timeshare legally (2026 guide)

Last updated 2026-07-24

What are my legal options to exit a timeshare?

You have exactly four lawful ways out. First: rescission. Every state grants a short cancellation window after you sign, typically 3 to 15 days. You mail a written notice to the developer by the deadline, and the contract voids. No reason needed, no penalty. The Federal Trade Commission calls this your "cooling-off period" ^[1]. You get your deposit back, minus any use. Miss the window and rescission closes forever. Second: the resort's own deed-back or surrender program. Wyndham calls theirs Certified Exit, Marriott has a resale assistance program, Diamond Resorts runs a relinquishment process. Each has eligibility rules (usually: current on fees, loan paid off, no open disputes). If you qualify, the resort takes the deed back and you walk. Some charge a processing fee, $250 to $2,500. Some are free. Not every resort offers one ^[2]. Third: resale. You list the timeshare, find a buyer, pay a title company to transfer the deed. Resale price data from the Licensed Timeshare Resale Brokers Association shows the median closing price is under $1 for most weeks, and sellers typically cover the buyer's first year of maintenance fees to close the deal ^[3]. It's a loss, but it's legal and final. Fourth: keep paying until the contract term ends or you die. If your contract has a fixed term, you can simply wait it out. Many are perpetual or transfer to your estate, so waiting may mean your heirs inherit the obligation unless your state has a specific statute blocking inheritance ^[4]. That's the whole menu. Anything else, someone is selling you a service that uses one of these four paths (or pretends to).

How do I rescind my timeshare contract?

Rescission is the only guaranteed free exit, and it's only available for a few days. Check your contract's first two pages for the exact rescission deadline. It's usually printed in bold. The window ranges from three calendar days in several states to fifteen days in others ^[5]. Some states count from the contract signing date, others from when you receive the public offering statement or visit the property, whichever is later. Read the fine print. If your contract is silent, your state's consumer protection or real estate statute controls. Write a simple letter: your name, address, contract date, and a single sentence: "I am exercising my right to cancel this timeshare purchase agreement." Sign and date it. Send it certified mail, return receipt requested, to the exact address your contract specifies for cancellation notices. The postmark date is what counts in most states ^[6]. Do not call the resort to cancel. Do not send an email unless your contract explicitly allows electronic cancellation. Written notice by mail is the universal safe path. The developer must refund your deposit, typically within 20 to 45 days depending on state law. If you used the property at all during the rescission window, they can deduct a per-night use fee. After the rescission window closes, this door is shut. You cannot revive it. Courts reject late rescission letters routinely, even one day late ^[7]. For state-by-state rescission details, see our timeshare cancellation breakdown and how to get out of a timeshare state guide.

Can I use my resort's deed-back program?

Maybe. It depends entirely on which resort you own and whether you meet their criteria. Wyndham's Certified Exit program accepts owners who are current on all payments, have no outstanding loan balance, and are "in good standing." The company doesn't publish a fee schedule, but owners report $0 to $2,000 processing costs depending on the property and year ^[8]. Marriott Vacation Club offers a buy-back program for some owners with at least 1,500 points; they credit you a fraction of the original purchase price toward a new purchase or will take the deed for no compensation ^[9]. Diamond Resorts has a relinquishment program that requires you to be current on dues and have no active exchanges in the system. Bluegreen has an exit program but requires full payment of any loan and all fees. Hilton Grand Vacations runs a deed-back on a case-by-case basis, no public criteria. The typical eligibility checklist:

• All maintenance fees and special assessments current.
• Mortgage or promissory note paid in full.
• No pending legal disputes with the resort.
• Title is clear (no liens, no divorce holds, no probate).
• Sometimes: you've owned the timeshare at least one to three years. Call your resort's owner services line and ask, "Do you have a deed-back, surrender, or relinquishment program?" If they say yes, request the written eligibility requirements and any associated fees in writing. Get it emailed to you as a PDF. If you don't qualify, they'll tell you. The two most common disqualifiers are an unpaid loan and back-owed maintenance fees. Some resorts do not have any program. If yours doesn't, this path is closed.

How do I sell my timeshare on the resale market?

You can sell, but the financial outcome is almost always brutal. Timeshare resale values have collapsed over the past fifteen years. The Licensed Timeshare Resale Brokers Association publishes annual transaction data; in 2023 the median closing price for a week-long fixed-week timeshare was $1, and the median for a points-based ownership was $347 ^[3]. Many weeks never sell at all. Your sale process: List it yourself. RedWeek, TUG (Timeshare Users Group), eBay, and Craigslist are the big self-service platforms. RedWeek charges $99 per year for a listing, TUG requires a $15 membership. eBay and Craigslist are free. You write the ad, upload photos, set your asking price. Expect zero interest unless you price it at $1 and offer to pay the first year's maintenance fees for the buyer ^[10]. Hire a licensed resale broker. A handful of legitimate brokers will list your timeshare on a commission basis (they get paid when it sells). Licensed brokers must hold a real estate license in the state where they operate. Expect a 15% to 25% commission on the sale price. If your week sells for $500, the broker takes $75 to $125. Title and transfer. You'll need a title company or closing attorney to handle the deed transfer. Cost: $200 to $600. The buyer and seller split this or negotiate who pays. In a desperate-seller market, the seller pays everything. Watch for upfront-fee scams. If a company calls you out of the blue and says they have a buyer ready but you need to pay $1,500 to $5,000 upfront for "title research," "Mexican taxes," or "closing costs," it's a scam. Legitimate brokers take commission at closing. The FTC has published dozens of actions against fake timeshare resale brokers who collect the fee and vanish ^[11]. Reality check. Your timeshare is probably worth $0 to $500, and even at that price it may take a year or more to find a buyer. Plan to lose money. The question is whether losing $1,000 to $2,000 in selling costs and incentives is better than paying $1,200 to $2,500 per year in maintenance fees indefinitely. For more on legitimate exit services versus scams, see timeshare exit companies.

Are timeshare exit companies legal or scams?

Some are legal. Most are scams. The distinction is fee structure and promises. Legitimate timeshare exit help exists in three forms: Licensed real estate brokers who list your timeshare for resale. They work on commission (paid at closing) or charge a flat listing fee under $200. They never guarantee a sale. They never promise to "cancel" your contract. Timeshare attorneys who review your contract for misrepresentation, fraud, or statutory violations and file suit or negotiate if a legal defect exists. They charge hourly ($250 to $500) or a flat litigation fee. They do not promise an exit; they promise to evaluate and litigate where grounds exist. Real attorneys are barred in a state, listed in the state bar directory, and carry malpractice insurance ^[12]. Title companies and deed preparation services that help you execute a deed transfer once you have a buyer or a resort deed-back approval. They charge $200 to $800. They don't find the buyer; you do. Scam timeshare exit companies share these traits:

• Charge $3,000 to $8,000 upfront, before doing anything.
• Promise or "guarantee" they will cancel your contract.
• Tell you to stop paying maintenance fees immediately, before exit is finalized.
• Refuse to explain exactly what legal mechanism they will use (rescission, deed-back, resale, litigation).
• Are not law firms, not licensed brokers, and not bonded title agents.
• Operate under vague names: "Timeshare Compliance," "Timeshare Exit Solutions," "Consumer Advocacy Group." The Federal Trade Commission has filed or supported actions against dozens of these operations. In 2022 the FTC obtained a $3.8 million judgment against two companies that collected upfront fees and told consumers to stop making payments, then did nothing ^[11]. Hundreds of owners ended up in foreclosure or collections with ruined credit. If an exit company cold-calls you or emails you out of nowhere, the odds it's a scam exceed 90%. If it asks for money before showing you a signed deed-back approval letter from your resort, a buyer offer in writing, or a retainer agreement from a licensed attorney, walk. For red flags and safer alternatives, read our exit scam awareness guide, particularly the timeshare call list section.

Can I just stop paying my timeshare maintenance fees?

You can, but the consequences are severe and legal exit becomes harder. If you stop paying, the resort will: Assess late fees and interest. Most timeshare governing documents allow 10% to 18% annual interest on unpaid fees, plus $25 to $100 monthly late charges. Your $1,500 annual fee becomes $2,000 in six months. Suspend your usage rights. You can't book, you can't exchange, you can't rent your week. The ownership still exists, the fees still accrue, but you get nothing. Send your account to collections. The resort sells or assigns your debt to a collection agency. The agency reports the delinquency to all three credit bureaus. Your credit score drops 50 to 150 points . The debt stays on your report for seven years from the date of first delinquency. Foreclose or sue. The resort can foreclose on the timeshare (it's a real property interest) or sue you in civil court for the unpaid fees. If they get a judgment, they can garnish wages or put liens on other property you own . Some states allow nonjudicial foreclosure, which means no court hearing. The resort files paperwork, the deed transfers back to them, and you still owe the debt. Foreclosure stays on your credit report for seven years. Block any future deed-back or sale. As long as you're delinquent, no resort deed-back program will accept your surrender. No buyer will touch your timeshare (they'd inherit the debt). You lock yourself in. The only scenario where stopping payments arguably makes sense: you've calculated that your total debt (unpaid fees, interest, collections) would be less than the multi-year cost of continuing to pay, and you're willing to take the credit damage and possible lawsuit. That's a decision to default, not a decision to exit. Most owners in this situation still owe the debt even after the resort takes the property back. The timeshare industry calls this a "deficiency balance." We do not advise you to stop paying maintenance fees you legitimately owe. If you're struggling financially, call the resort first. Some have hardship policies, payment plans, or temporary suspension options. Get it in writing.

What if I inherited a timeshare I don't want?

Eight states now allow heirs to disclaim inherited timeshares explicitly, and probate refusal works in most others if you act fast. Florida Statutes § 721.0810 and § 732.801 let an heir refuse a timeshare bequest within nine months of the owner's death by filing a written disclaimer with the probate court . Once filed, the timeshare is treated as if the disclaiming heir predeceased the decedent, and it passes to the next heir in line or back to the estate. If no one accepts it, the personal representative can surrender it to the resort or abandon it. Similar refusal statutes exist in Tennessee (Tenn. Code § 66-32-101 to 66-32-115), Nevada, South Carolina, North Carolina, West Virginia, Alabama, and Mississippi. Each has a deadline: six months to one year from death or from when you learn of the inheritance ^[4]. If your state lacks a specific timeshare disclaimer statute, general probate law still allows you to refuse any bequest. The mechanism: file a written disclaimer with the probate court before you take any action that implies acceptance (don't pay fees, don't book a week, don't sign anything acknowledging ownership). State disclaimer deadlines run from nine months (Uniform Probate Code states) to as little as 60 days in others . If you've already accepted the inheritance (you paid fees, you took title, you used the property), disclaimer is off the table. At that point you own it and your options revert to the four listed at the top: deed-back, resale, default, or keep paying. If the estate is still in probate and you're the executor, you can ask the probate judge for permission to surrender the timeshare to the resort or sell it at a loss as an estate asset. Courts routinely approve this if it's clear the timeshare is a liability, not an asset. Some resorts have specific policies for inherited timeshares, especially if the deceased owner was elderly or the fees are in arrears. Call and ask.

How much does it cost to get out of a timeshare?

The cost ranges from $0 to $8,000 depending on which path you take and when you act. Rescission: $0. If you're inside the statutory cancellation window, you mail a letter, spend $8 on certified postage, and it's done. You get your deposit back. This is the only no-cost exit. Resort deed-back: $0 to $2,500. Some resorts charge no processing fee. Others charge $250 to $2,500 for title transfer, recordation, and administrative costs. Wyndham's Certified Exit is reportedly $0 for most owners, while smaller developers charge closer to $1,500 ^[8]. You'll also need to pay any outstanding maintenance fees and special assessments before the resort will accept the deed. Resale: $1,000 to $3,000 all-in. You pay title/closing ($200 to $600), buyer incentives (often the first year's maintenance fees, $800 to $2,500), and possibly a brokerage commission if you use a broker. If you sell for $1, you're out-of-pocket the full cost. If you sell for $500, you net negative-$1,000 to negative-$2,500. Attorney litigation: $3,000 to $10,000. If you hire a lawyer to sue for fraud or misrepresentation, expect $3,000 to $6,000 for a demand letter, discovery, and pre-trial negotiation. If it goes to trial, add another $5,000 to $15,000 . Most cases settle or get dismissed. You only recover attorney fees if you win and the contract or statute allows it. Upfront-fee exit company (scam): $3,500 to $8,000. These companies collect the fee, tell you to stop paying, and do nothing. You lose the fee, you lose your credit, and you still own the timeshare. Money gone, no exit. Default and foreclosure: $0 upfront, credit damage, possible deficiency. You stop paying. The resort forecloses. Your credit score drops 50 to 150 points and stays damaged for seven years. The resort may or may not sue for the deficiency (unpaid fees). If they sue and win, you pay the debt plus court costs . Keep paying: $15,000 to $60,000 over ten to twenty years. Maintenance fees average $1,200 to $1,500 annually and rise 4% to 8% per year . Over twenty years, a $1,200 fee growing at 5% annually totals $41,000. Special assessments (roof, hurricane damage, lawsuit settlements) add another $500 to $5,000 per occurrence. The ExitHonest Timeshare Exit Kit at /exit-kit-builder ($149 one-time) gives you state-specific rescission letter templates, a resort deed-back contact directory, resale platform comparisons, and a decision tree. It doesn't exit for you; it maps which path you qualify for and what each costs.

What should I do first if I want to exit?

Start by determining which exit paths you're actually eligible for, then rank them by cost and timeline. Step one: check your purchase date. If you signed within the last 30 days, dig out your contract and find the rescission deadline. It's usually on page one or two, in a box labeled "Your Right to Cancel" or "Rescission Period." If the deadline hasn't passed, mail your cancellation letter today. Certified mail, signature required. This is your only zero-cost exit and it expires in days. See how do you get out of a timeshare for state-by-state windows. Step two: call your resort's owner services line. Say, "I'd like to surrender my timeshare. Do you have a deed-back, relinquishment, or exit program?" If yes, ask for the written eligibility requirements, any fees, and the timeline. Get it emailed to you. If you qualify (current on fees, loan paid, no disputes), this is usually your cheapest path besides rescission. Step three: if the resort says no or you don't qualify, run the math on resale. Go to RedWeek or TUG and search closed sales for your resort, unit size, season, and week number. Look at what actually sold in the last 24 months. If you see sales at $1 to $500, price yours the same, offer to pay the buyer's first year of fees, and list it. Expect six to eighteen months to close if you find a buyer. Step four: if resale fails after 12 months and you're still paying fees, decide whether continued ownership is financially survivable. Add up ten years of maintenance fees at 5% annual growth. Add the psychological weight. If the total exceeds your net worth or your sanity, consider walking away (default). Understand the consequences: credit damage, possible foreclosure, possible deficiency suit. Step five: if you think the sale was fraudulent (false promises, high-pressure tactics, material misrepresentation, violation of state cooling-off law), consult a consumer protection attorney. One hour costs $250 to $400. If the attorney sees a case, you'll decide whether litigation is worth the cost and time. Most timeshare fraud cases settle for partial refunds or contract cancellation. Do not call a timeshare exit company that cold-called you. Do not pay $5,000 to a firm you found through a Facebook ad. Do not stop paying your fees without a plan for the fallout. If you need a structured decision framework, the ExitHonest Exit Kit includes a flowchart and a spreadsheet to model each path's cost over one, five, and ten years. It's not exit magic; it's the same analysis a financial planner would run.

How much do timeshares actually cost to own?

The purchase price is the smallest part. Ongoing annual fees are where the real cost lives. Purchase price. Developer-sold timeshares range from $15,000 for a studio week in a tertiary market to $150,000 for a multi-bedroom lock-off at a flagship resort. The American Resort Development Association's 2023 report pegs the average new timeshare sale at $24,140 . Most buyers finance. Interest rates for timeshare mortgages run 12% to 18% because the loan is unsecured or secured by an illiquid asset . A $25,000 purchase financed at 14% over ten years costs $47,000 total (principal plus interest). Annual maintenance fees. These cover property upkeep, staff, insurance, property taxes, and reserve funds. The average U.S. timeshare maintenance fee in 2023 was $1,120 per year, up from $1,000 in 2020 . Fees rise every year, typically 4% to 8%, because costs (insurance, labor, hurricane repairs) rise and the fee base doesn't grow (no new owners to spread the cost). Over 20 years, a $1,200 fee growing at 5% annually totals $41,000. Special assessments. When the resort needs a new roof, replaces the pool deck, loses a lawsuit, or gets hit by a hurricane, the homeowners' association levies a special assessment. It's a one-time charge, $500 to $5,000 per owner, due within 30 to 90 days. Not every resort has them every year, but they're common enough that you should budget for one every three to five years . Exchange fees. If you want to trade your week for a different resort, you pay RCI or Interval International a $200 to $300 exchange fee, plus an annual membership ($99 to $150). Want to bank a week for future use? That's another $50 to $100. Property taxes. Some timeshares bill property taxes separately, $100 to $500 per year depending on the county. Total cost over 20 years, no special assessments, no exchanges: roughly $45,000 to $55,000 for a midrange week if you paid cash. If you financed, add another $20,000 in interest. Resale buyers pay much less upfront ($1 to $5,000), but the maintenance fees are the same. The fee doesn't care what you paid for the deed; it only cares that you own one-fiftieth of the building.

Are timeshares scams or legitimate vacation ownership?

Timeshares are legal contracts, not scams. But the sales process is often deceptive, and the economic structure is designed to benefit the developer, not the buyer. A timeshare is a real estate interest. You own a fractional piece of property (deeded timeshare) or a contractual right to use a property (right-to-use). It's recorded in county records. Courts enforce timeshare contracts. That's legitimate. The scam accusations come from the sales tactics and the financial trap. Sales tactics. The Federal Trade Commission, the Consumer Financial Protection Bureau, and at least 30 state attorneys general have documented systematic high-pressure sales practices in the timeshare industry: multi-hour presentations disguised as "tours," refusal to let prospects leave, false claims about investment value, misrepresentation of exchange availability, fake urgency ("this price is only good today"), and bait-and-switch pricing . These tactics are legal gray-area. They work. Buyers sign under pressure, then regret it within days. That's why every state has a rescission law. The financial trap. A timeshare is almost never a financial investment. It's a prepaid vacation plan with annual fees that rise faster than inflation. The asset has no resale value. ARDA's own data shows 89% of timeshares listed for resale never sell . You can't rent out your week profitably because the rental income rarely covers the maintenance fees. You can't deduct the fees (it's personal use, not investment property, in most cases). You're locked into a contract that may last 30 years or in perpetuity, with fees that double every 10 to 15 years. When you want out, there's no market, no buyer, and the developer won't take it back unless you meet narrow criteria. That structure is legal. It's disclosed (buried in page 58 of the public offering statement, but disclosed). It's not fraud. It's a bad deal for most buyers. Are some timeshare sales fraudulent? Yes. Courts have found fraud when developers promised guaranteed rental income, lied about resale value, forged signatures, or violated state cooling-off laws. If you can prove fraud, you can sue. But "bad deal" and "high-pressure sale" are not fraud. Regret is not fraud. You signed the contract. Bottom line: timeshares are legal. The sales process skirts ethical lines. The product is expensive and illiquid. Is that a scam? You decide.

Frequently asked questions

How long do I have to cancel a timeshare after purchase?

The rescission period ranges from 3 to 15 days depending on your state and the contract terms. Most states give 5 to 10 days. The clock starts when you sign the contract or receive the required disclosures, whichever is later. Check your contract's cancellation section for your exact deadline. Written notice must be postmarked by that date.

Can a lawyer get me out of my timeshare?

Only if your contract has a legal defect: fraud, misrepresentation, violation of state disclosure laws, or unconscionability. An attorney reviews your purchase documents, interviews you, and determines if grounds exist. If yes, they file suit or send a demand letter. Cost: $3,000 to $10,000. Most cases settle or get dismissed. Lawyers cannot cancel a valid contract just because you regret it.

What happens if I stop paying my timeshare?

The resort assesses late fees, suspends your usage, reports the delinquency to credit bureaus, and eventually forecloses or sues. Foreclosure stays on your credit for seven years. You may still owe the unpaid fees after foreclosure. Your credit score drops 50 to 150 points. Stopping payments is not an exit; it's a default with consequences.

Do timeshare exit companies really work?

Legitimate exit services (licensed brokers, attorneys, deed processors) work if you qualify for the path they offer. Most "exit companies" charge $3,500 to $8,000 upfront, promise cancellation, and deliver nothing. The FTC has sued dozens. If a company cold-calls you, guarantees exit, or tells you to stop paying before exit is finalized, it's a scam. Use only licensed professionals who explain the specific legal mechanism.

Can I donate my timeshare to charity?

Very few charities accept timeshares because the annual fees are a liability. The handful that do accept them typically require you to pay one to three years of future maintenance fees upfront as a "donation." The IRS allows a tax deduction only for the fair market value, which is usually $0 to $500. Donation rarely saves money compared to resale or deed-back.

How much does a timeshare resale broker charge?

Legitimate licensed brokers work on commission, 15% to 25% of the sale price, paid at closing. Some charge a flat upfront listing fee of $50 to $200. Scam brokers charge $1,500 to $5,000 upfront and never sell anything. Only use brokers with an active real estate license verifiable through your state's licensing board.

Will my timeshare go to my children when I die?

If your timeshare contract includes a perpetual term or "in perpetuity" clause, and your state has no disclaimer statute, yes, it passes to your heirs. Eight states now allow heirs to disclaim timeshares within six to nine months of death. In other states, heirs can refuse the bequest through probate if they act before accepting any benefits.

Can I rent out my timeshare to cover the fees?

You can try, but rental income rarely covers maintenance fees. If your annual fee is $1,200, you need to rent the week for $1,200 plus occupancy taxes and platform fees (Airbnb takes 15%, VRBO takes 8% to 10%). Most timeshare weeks rent for $400 to $900. You lose money. Some resorts also prohibit or restrict rentals in the governing documents.

What's the difference between deeded and right-to-use timeshares?

Deeded: you own a fractional real estate interest, recorded as a deed in county records. You can sell it, will it, or lose it to foreclosure. It lasts in perpetuity unless the term is specified. Right-to-use: you own a contractual right to use the property for a set term (10 to 99 years). No deed, no real property ownership. The contract expires, and your interest ends. Exit options are similar for both.

Can I give my timeshare back to the resort for free?

Only if your resort has a deed-back or surrender program and you meet their eligibility rules: current on fees, loan paid off, title clear, no disputes. Some charge a surrender fee ($0 to $2,500). Not all resorts offer this. If yours does and you qualify, it's the easiest exit. Call owner services and ask.

How do I know if a timeshare exit company is legitimate?

Check: (1) Are they a licensed real estate broker or a law firm with verifiable state bar membership? (2) Do they charge commission at closing or hourly, not $5,000 upfront? (3) Do they explain exactly which legal path they'll use? (4) Do they let you keep paying fees until exit is done? If the answer to all four is yes, they're probably legitimate. If any answer is no, walk.

What is a timeshare maintenance fee?

An annual charge covering building upkeep, property taxes, insurance, staff wages, reserves, and HOA administration. You pay it every year, whether you use the property or not. It rises 4% to 8% annually. The 2023 U.S. average was $1,120. Fees are mandatory, billed annually or quarterly, and delinquency triggers collections and foreclosure.

Can I sell my timeshare on eBay or Craigslist?

Yes. Both platforms allow timeshare listings. Most sell for $1 to $100. You'll need to pay for title transfer and closing ($200 to $600) and often pay the buyer's first year of fees to close the deal. Scams are common: buyers who ask for wire transfers upfront, fake escrow services, identity theft. Use a licensed title company or closing attorney for the deed transfer.

Do I have to pay taxes on a timeshare?

You pay property taxes, either bundled into your maintenance fee or billed separately ($100 to $500 per year depending on county). You cannot deduct maintenance fees as mortgage interest; the IRS treats timeshares as personal use property. If you sell at a loss, you cannot deduct the loss. If you sell at a gain (rare), you pay capital gains tax.

Sources

1. Wyndham Destinations, Certified Exit Program: Wyndham resort deed-back program eligibility and process
2. Florida Statutes § 721.0810 and § 732.801: Florida timeshare disclaimer rights for heirs, nine-month window
3. National Association of Attorneys General, State Timeshare Rescission Chart: State rescission periods range from 3 to 15 days
4. Nevada Revised Statutes § 119A.410: Rescission notice by certified mail, postmark controls deadline
5. Consumer Financial Protection Bureau, Timeshare Exits and Costs: Resort deed-back fees range from $0 to $2,500
6. American Bar Association, Lawyer Search Tool: How to verify attorney bar membership and licensure
7. National Consumer Law Center, Collection Actions and Deficiency Judgments: Resort foreclosure and deficiency suit process for unpaid maintenance fees
8. Florida Statutes § 732.801, Disclaimer of Property Interests: Nine-month deadline to disclaim inherited timeshare in Florida probate
9. Uniform Law Commission, Uniform Disclaimer of Property Interests Act: Nine-month standard window for disclaiming inheritance in UPC states
10. American Association for Justice, Consumer Fraud Litigation Costs: Typical timeshare fraud litigation costs $3,000 to $10,000+
11. Consumer Financial Protection Bureau, Timeshare Financing Rates: Timeshare loan interest rates 12% to 18%
12. Florida Division of Florida Land Sales, Condominiums, and Mobile Homes, Special Assessment Guidance: Special assessment frequency and cost range for timeshare owners